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Commercial Bonds

Bonds required to operate certain businesses — from janitorial services to utilities.

Overview

Bonded for the business you run

Commercial bonds cover the operational side of business — protecting customers, utility companies and retirement plans from fraud, non-performance or dishonesty. If a contract or provider is asking for a bond, we likely write it.

100+Commercial Bond Types
Flat-RatePricing Available
Same-DayIssue on Most Bonds
Popular Bonds

Commercial Bonds we write most

Sample pricing shown for reference — your rate depends on bond amount, state and credit.

Bond TypeCategoryStarting At
Janitorial Service Bond
Commercial
from $100/2yr
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Utility Bond
Commercial
from 1% of deposit
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Lottery Bond
Commercial
from $100/yr
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ERISA Bond
Commercial
from $100/yr
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Warehouse Bond
Commercial
from $150/yr
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Business Service Bond
Commercial
from $100/2yr
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Why It Matters

Where these bonds show up

01

Covers a Wide Range

From cleaning crews to lottery retailers, commercial bonds fill the gaps license bonds don't.

02

Often Required by Contract

Many commercial bonds are triggered by a private contract, not a government rule.

03

Fast, Flat-Rate Pricing

Most commercial bonds price without a hard credit pull.

04

Renewable Automatically

We track your renewal dates so coverage never lapses.

FAQ

Common questions

What's a commercial bond, exactly?+

A broad category covering bonds required to operate a specific type of business — not tied to a professional license, but to a contract, utility or fiduciary obligation.

Is an ERISA bond the same as fiduciary liability insurance?+

No. An ERISA bond protects the retirement plan from fraud or dishonesty by whoever manages it; it doesn't cover legal liability the way insurance does.

How much coverage do I need?+

Coverage amounts are usually set by the requesting entity — a utility company, plan administrator or state agency — not by you.

Need a commercial bond?

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